Coverage questions. Quote spreads. Compare diffs. ACORDs. Proposals. Case law.All cited. All defensible. All in the language and reading level the moment requires.
The grounded brain. Cited, isolated, audited.
Sub-second answers. Cinematic surfaces.
Activate, subscribe, ship value in a day.
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Wire agents into the rest of your stack.
Ask any coverage question, carrier question, or workflow question. Every answer carries clickable citations to the document and page it came from. Multilingual (20 languages) with three reading levels: Everyday, Professional, Expert.
Yes, on this insured's policy. Your Personal Umbrella endorsement [1] follows form to the underlying Personal Auto liability limits of $250k/$500k/$100k. Once those are exhausted, the umbrella responds up to the $1M aggregate limit.
Coverage is subject to the SIR of $250 for non-underlying claims [2].
Coverage disputes need cases, not vibes. Case Law triggers automatically on legal questions and pulls from court opinions and verified legal sources, never from random blogs.
Yes. Florida case law treats faulty workmanship itself as not an "occurrence," but resulting damage to other property can trigger coverage [w1]. The Florida Supreme Court addressed this in U.S. Fire Ins. Co. v. J.S.U.B., Inc., 979 So. 2d 871 (Fla. 2007) [w2].
Sourced live from legal-domain web results. Not legal advice.
Drop in two PDFs. We diff coverages, limits, sublimits, exclusions, and endorsements. Differences are explained in plain English so a CSR or producer can act on them immediately.
Quote Showdown takes raw carrier quotes and normalizes them so the price spread reflects real coverage differences, not packaging tricks.
| Carrier | 6mo Premium | BI Limits | Deductibles |
|---|---|---|---|
| Progressive | $847 | 100/300 | $500/$500 |
| Safeco | $921 | 100/300 | $500/$500 |
| Travelers | $988 | 250/500 | $1k/$1k |
| Allstate | $1,104 | 100/300 | $250/$500 |
Pull from bound policies, your house knowledge, and your brand. Share via secure link or PDF export. Disclaimers and E&O language injected automatically.
From COI request to issued certificate in two minutes instead of twenty. Audit trail on every certificate.
Let clients self-serve coverage questions on your site. Every answer cites the source so clients see it came from their actual policy, not a generic chatbot.
Yes, fences are covered as Other Structures (Coverage B) on your HO-3 with Travelers [1]. Your deductible is $1,000 and Coverage B limit is $25,000.
ISO and AAIS forms libraries, carrier appetite, state regulations, court opinions, and a curated case-study library by line of business. Drop in your own policies, endorsements, SOPs, and carrier guidelines and we index them right alongside.
Answer a Spanish-speaking client at a 6th-grade reading level, then turn around and brief a coverage attorney in Expert mode. Same brain, right voice.
The model sees raw text in flight, but stored logs are redacted unless an admin opts otherwise. Roles, sharing, and audit are tenant-scoped.
Hand it to your E&O carrier without flinching.