The Intelligent Agent
The Intelligent Agent
Intelligent Insurance · II

The operating layer for P&C insurance.

II is the grounded brain underneath every quote, renewal, claim and conversation. Cited at the source. Audited end to end. Isolated per tenant.

II · Citation trace · Acme Renewal
Grounded812ms · 3 sources · 0 hallucinations
The Acme General Liability policy excludes faulty workmanship[1], but resulting damage to other property remains covered[2]. Recommend adding the CG 22 94 endorsement at renewal[3].
[1]Acme_GL_2024.pdfp. 14, exclusion j(6)
[2]ISO CG 00 01 04 13endorsement library
[3]House Rule · Construction renewalsagency knowledge base
Trace
retrieve→ policies212ms
retrieve→ iso_forms84ms
retrieve→ house_rules63ms
compose→ answer318ms
audit→ log12ms
Grounded
0 hallucinated carrier rules in production.
Citation map
Source, page, and section pinned to every claim.
Sub-second
812ms median. P95 under 1.4s.
Replayable trace
Every retrieve and tool call logged & auditable.
Every answer carries its source. Click any citation to jump to the line.
Grounded

Every answer carries its source. No hallucinated carrier rules.

Isolated

Per-tenant RLS. Your book never touches another agency's brain.

Audited

Every prompt, tool call, and citation is logged and replayable.

The constellation

One brain. Six surfaces.

II is the substrate. Everything you see, chat, agents, embeds, MCP, is just a window into it.

Knowledge graph

Carriers, appetites, forms, endorsements, house rules, vector + structured, refreshed continuously.

Compliance core

E&O guardrails, jurisdiction-aware disclaimers, redaction by default.

Citation engine

Every claim ties to the underlying source. Click through to the policy line.

Agent runtime

Hundreds of typed tools agents can compose. One trace per run.

Embeds + API

Surface II inside any portal, AMS, or in-house tool. Same isolation, same audit.

Telemetry

Token spend, tool latency, citation coverage, per agent, per tenant, per minute.

Outcomes, not adjectives

Specifics over slogans.

40m → 4m
Renewal triage per account
92%
First-pass ACORD accuracy
3.4×
Quotes shipped per producer-day
0
Hallucinated carrier rules in production
100%
Cited answers in chat surface
<800ms
Median grounded answer latency
II is the brain.

IX is how it feels.

Intelligent Experience is the product layer, the surfaces, the speed, the moments where II shows up for your team and your insureds.

Stand up your agency's brain.

A 30-minute walkthrough on your own data.